How Much House Can I Afford?
Determining how much house you can afford is a key step in the homebuying process. This calculator helps you estimate the maximum home price based on your income, monthly debts, and down payment. It’s designed to give you a realistic idea of what you can comfortably afford, ensuring you stay within budget and avoid financial strain.
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How to Use the Affordability Calculator
To use this calculator, input your annual income, monthly debt payments, and the amount you can put down as a down payment. The calculator will then estimate the maximum home price you can afford based on these numbers.
For example, if your annual income is $80,000, your monthly debt payments total $500, and you have a down payment of $20,000, the calculator will estimate a maximum affordable home price of around $300,000. This is a helpful starting point for setting your budget and exploring homes within your range.
Check out what our clients had to say!
Kirk was knowledgeable, fast to respond, and genuinely cared about the thing he was telling us about. We couldn’t have done this better without him.
JENNIFER N.
Saved veteran over $16k. The national veteran company that advertises a lot was charging him $20k in fees. I was able to do the same loan with a credit score under 580 and our fees were only $3400.
EMILY G.
Kirk was there to help explain every step and answer any questions we had. I could not be any happier with the services he provided.
JOHN C.
Kirk Rygol
NMLS #911145
NEXA Mortgage LLC
3100 West Ray Rd Ste 201 Office #209Chandler, AZ-85226
Email: [email protected]
(843) 396-8638
